Health Insurance

Australian healthcare is one of the best in the world. It provides quality and safe healthcare. The system offers a wide range of services, from population health and prevention to general practice, emergency health services and hospital care.

General Practitioners (GPs) and Emergency Departments (EDs) act as the main gateways to all health services, including diagnostic lab tests and specialist consultations.

Accessing medical services can be very expensive if you are not an Australian Permanent Resident or citizen. If you require medical attention in Australia, whether in an emergency or non-emergency situation, you will be charged for all hospital, ambulance and doctor fees and have high costs to pay.

This is where Overseas Health coverage can assist in reducing your out-of-pocket expenses. Some visa categories, such as Overseas Visitor visa, Working Holiday Visa (Subclass 417), Student Visa (Subclass 500), Temporary Graduate Visa (Subclass 485) and Temporary Skill Shortage visa (subclass 482), require you to have a health insurance policy to cover your stay in Australia. Where your visa doesn't require Overseas Health Cover, but you may want to consider Visitors Cover to ensure you'll be covered for the cost of medical treatment if you get sick or have an accident, giving greater peace of mind for your temporary stay in Australia. This cover is provided by a number of private providers, each having a subtle variance in the level of cover and premium to be paid.

Here at Way2Oz Migration Services, we can assist you in understanding these covers in detail and get you a competitive quote from leading providers.

It is a health insurance cover designed for visitors coming to Australia who does not have access to Australia's public healthcare system. It insures the visa holder against potential expenses they may incur if they require medical or hospital treatment. OVHC is a mandatory requirement for a range of work and visitor visas when coming to Australia. The OVHC policy covers hospital costs, ambulance costs in case of emergency, medical expenses, doctor or specialist services, and prescribed medicine costs (basic medicines not covered).